21% Domestic Equity Vanguard Total Stock Market Index (VSMPX) 9% International Equity Vanguard International Stock Index (VTIAX) 55% Fixed Income 25% Vanguard Total Bond Market Index (VBMPX) 15% Vanguard Short-Term Bond Index (VBIPX) 15% Vanguard Short-Term Inflation Protected Securities Index (VTSPX) 15% Cash Equivalents 15% Vanguard Federal Money Market (VMFXX)
21%

Domestic Equity

Vanguard Total Stock Market Index (VSMPX)
9%

International Equity

Vanguard International Stock Index (VTIAX)
55%

Fixed Income

25% Vanguard Total Bond Market Index (VBMPX)
15% Vanguard Short-Term Bond Index (VBIPX)
15% Vanguard Short-Term Inflation-Protected Index (VTSPX)
15%

Cash Equivalents

15% Vanguard Federal Money Market (VMFXX)

Objectives

The Conservative Investment Option seeks to provide current income and some growth by investing 30% of its assets in diversified investments of domestic and international equity funds (stocks), 40% in fixed income funds and 15% in inflation-protected securities (bonds), and 15% in money market funds (cash equivalents).

This Investment Option may be appropriate for those who will be investing for five years or less, or if your primary investment objective is low risk with a minimal potential risk for loss.

Underlying Estimated Fund Expenses1: 0.05%
Program Management Fee: 0.40%
TOTAL: 0.45%

1As of January 1, 2019